We are an organization that helps you understand and repair your credit by analyzing your credit report and disputing inaccuracies with credit bureaus and creditors. We have the experience and knowledge to tackle credit issues that could be difficult to resolve on your own.
Our years of experience makes the credit repair process easier for our customers. We know what to look for, understand the process needed to fix inaccuracies, and are informed on what clients are legally entitled to request from both credit bureaus and creditors. We also advise about debt and finance management as well.
We request and review your credit report from the major credit bureaus (TransUnion, Experian and Equifax), create and execute a plan to fix any discrepancies, and recommend other ways to improve your score.
When reviewing your credit report, we typically look for credit report errors like:
These inaccuracies can unfairly take a toll on your credit score. Periodically reviewing your credit report helps you catch these inaccuracies before they affect your score.
We know what to look for and can save you the time and effort needed to review each report line by line. We can save you time and ensure you’re doing things right by helping you identify and gather the evidence needed. We also help you manage and craft correspondence with the credit bureaus and creditors.
Despite how much you pay for credit repair, you may end up saving in the long run after your credit score is improved. A poor credit score results in higher interest rates and fewer available options when shopping around for things like auto or personal loans.
Spending time and money to repair your credit with us can potentially save you thousands in the long run, depending on your situation.
The time it takes to see the results from credit repair varies based on your current score, financial situation and many other factors.
For example, a person with a few simple inaccuracies on their credit report may see their results sooner than someone who has multiple complex inaccuracies that require lots of correspondence. However, results vary greatly.
The credit bureaus are required to correct or remove any inaccuracies reported to them within 30-45 days under the Fair Credit Reporting Act. However, it still may take longer depending on your situation.
Although it’s possible to repair your own credit, you must make sure you’ve done your research to do it correctly.
However, repairing your credit without the help of a credit repair company or financial expert can hurt you in the long run if you haven’t done your homework. There are a lot of things you can easily miss if you don’t have the experience or knowledge that they provide.
No legitimate credit repair company can guarantee results, but we have many testimonials and reviews that show our success from past clients.
So, give us a try. We’re sure you’ll be pleased.